Home Insurance

Home insurance is an expensive purchase for many Americans. This guide provides
information on how to make decisions that can lower the cost of your home insurance
and increase the value you receive.

Although home insurance is not required by law in most states, if your home is mortgaged, your lender may require the purchase of insurance on your home. To get the best value for your money, you must take responsibility for your home insurance purchase and make your own decisions.

The coverages offered to homeowners are typically contained in a package of liability and property coverages. This consumer guide principally addresses the
package of coverages found in a "homeowners" policy.